Before you buy a wind turbine, you need to research insurance requirements first. Most people do not know about insurance requirements for a wind turbine until after they buy a wind turbine. Do not make that mistake.
So why does insurance even come into play? Well, in some cases it does not. It all depends on how you are wiring up your wind turbine. If you run your wind turbine straight to a battery bank and never connect it to the power grid, you do not need to worry about insurance. Where insurance comes into play is if you want your power meter to run backwards as you sell energy you produce back to the power company. In order to accomplish this, you must connect to the power grid.
In more and more communities across the country, the local electric company is demanding people have an additional million dollar insurance policy before connecting to the power grid. One such state I know this is common practice in is Texas.
A friend of mine wanted to install a wind generator for electricity but the local power company in Texas would not let him connect to the power grid unless he could show that he had a million dollar insurance policy. He called every insurance company he could think of and no one had ever heard of this insurance policy that he can buy. The reason that he wanted to connect directly to the power grid was so that he did not use a battery bank but instead could sell the energy produced back to the electric company.
Here is how we solved the problem. You need to call your local power company and tell them that you want a reverse meter so that they can measure the amount of energy you are feeding back into the power grid in order to assign you proper credit. There is specific wiring that you need to use that must be approved by your county. They require this specific wiring so that your system does not electrocute a lineman who is working on a line somewhere down from your wind or solar power generator.
Here is where you can save yourself a lot of headache. Do not call your insurance company and ask about a wind turbine or solar panel policy. There is no policy like this. What you do is get an umbrella policy on your homeowner's insurance. This type of policy covers more than what your homeowner's insurance policy does. You might have an insurance company that calls this "secondary insurance". Use the Internet to find an insurance company that will sell such a policy to you.
Quality standards exist for how you must connect to the power grid for the safety of everyone such as: staying in phase with the power grid, and a reverse power relay and automatic transfer switch that disconnects you from the power grid in case of a black out. A good "How to make your own wind turbine" book will tell you everything you need to know. If you buy a wind turbine already built, then the manufacturer will tell you what you need to know.
So why does insurance even come into play? Well, in some cases it does not. It all depends on how you are wiring up your wind turbine. If you run your wind turbine straight to a battery bank and never connect it to the power grid, you do not need to worry about insurance. Where insurance comes into play is if you want your power meter to run backwards as you sell energy you produce back to the power company. In order to accomplish this, you must connect to the power grid.
In more and more communities across the country, the local electric company is demanding people have an additional million dollar insurance policy before connecting to the power grid. One such state I know this is common practice in is Texas.
A friend of mine wanted to install a wind generator for electricity but the local power company in Texas would not let him connect to the power grid unless he could show that he had a million dollar insurance policy. He called every insurance company he could think of and no one had ever heard of this insurance policy that he can buy. The reason that he wanted to connect directly to the power grid was so that he did not use a battery bank but instead could sell the energy produced back to the electric company.
Here is how we solved the problem. You need to call your local power company and tell them that you want a reverse meter so that they can measure the amount of energy you are feeding back into the power grid in order to assign you proper credit. There is specific wiring that you need to use that must be approved by your county. They require this specific wiring so that your system does not electrocute a lineman who is working on a line somewhere down from your wind or solar power generator.
Here is where you can save yourself a lot of headache. Do not call your insurance company and ask about a wind turbine or solar panel policy. There is no policy like this. What you do is get an umbrella policy on your homeowner's insurance. This type of policy covers more than what your homeowner's insurance policy does. You might have an insurance company that calls this "secondary insurance". Use the Internet to find an insurance company that will sell such a policy to you.
Quality standards exist for how you must connect to the power grid for the safety of everyone such as: staying in phase with the power grid, and a reverse power relay and automatic transfer switch that disconnects you from the power grid in case of a black out. A good "How to make your own wind turbine" book will tell you everything you need to know. If you buy a wind turbine already built, then the manufacturer will tell you what you need to know.
About the Author:
By Sean Hernandez. Building your own wind turbine is very easy. I reviewed 15 guides and give you my top 2 picks for the best how to build a wind turbine guides on the market at buy wind turbine
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